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Low Income Housing In Indianapolis, Indiana

Indianapolis Low Income HousingIndianapolis ranks among the top 20 largest cities in the U.S. and helps over 7,600 people find low income housing throughout the community.  With grant money provided by federal funding through the U.S. Department of Housing and Urban Development (HUD), Indianapolis is able to offer four affordable housing programs for low income families.

The Community Development Block Grant funds home construction and rehabilitation to ensure low- and moderate-income residents have a safe and affordable place to live.  The Home Investment Partnership (HOME) program creates affordable housing for families whose income does not exceed 60% of the median family income (MFI) for the area.

In addition, the HOME program provides financial assistance with downpayment and closing costs for low-income families who want to purchase their own home.  Qualifying families must have incomes that do not exceed 80% of the area median income (AMI) based on family size.  The Emergency Shelter Grant offers basic shelter, counseling and support services for the homeless.  And the Housing Opportunities for Persons with AIDS (HOPWA) program offers rental assistance to low-income individuals and families suffering from AIDS or HIV. 

Public housing (owned and operated by Indianapolis  Housing Agency or IHA) includes 13 housing communities with more than 1700 units that provide affordable housing for low-income families and is made possible with federal funding through Obama's 2009 American Recovery and Reinvestment Act.  Specific residents served include low-income families, elderly and disabled whose household income does not exceed 80% of the area median income (AMI).  Rent is based on incomes with qualifying residents paying only 30% of their monthly adjusted income towards rent.  HUD Section 8 subsidized housing (privately owned properties) is also available and can include apartments, single-family homes, townhouses or duplexes.   

More detailed descriptions of Indianapolis' low income housing options for qualifying families is available at www.indy.gov.


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