Low Income Housing Authority
Your Guide To Finding Low Income Housing, Apartments, Section 8 and More

Low Income Housing In Miami, Florida

Miami Low Income HousingMiami-Dade County's Public Housing Agency has a wide variety of affordable and low housing programs for low-income families, elderly and the disabled.  A $35 million federal grant from the U.S Department of Housing and Urban Development (HUD) for the Homehownership Opportunities for People Everywhere (HOPE IV) program enables Miami to build new homes, public housing units and rental units for needy Miami residents.

Applicants can qualify by meeting the income guidelines in three categories:  Low - 80% of the area median income, Very Low – 50% of the area median income, or Extremely Low – 30% of the area median income (income guidelines can be found at www.miamidade.gov). Miami also has a Moderate Rehabilitation Program for families who fall into the Very Low and Extremely Low categories with over 2000 housing units available in 48 locations where qualifying residents can pay only 30% of their income on rent; the rest is subsidized from federal funding. 

Miami residents who are utilizing subsidized rental vouchers have the opportunity to use these vouchers to purchase their own home.  They must first register for homeownership counseling sessions through the Miami-Dade County Public Housing Agency where they will be placed on a Homeownership Program Interest list.  The counseling sessions will provide them with education and information on how they can qualify for homebuying assistance.

Habitat for Humanity of Greater Miami is a well-known non-profit organization focused on affordable home ownership opportunities for low-income families.  In Miami, the homes built range from $100,000 to $133,000.  Eligibility is based on family size and income.  The income limits can be reviewed at www.miamihabitat.org.  A family of four, for example, with household income at or below $55,200 would qualify.  Monthly mortgage payments cannot exceed 30% of a family's monthly income.  Down payment is around $1,500.  The unique feature of the Habitat for Humanity program is that qualifying homebuyers must be willing to spend at least 250 hours to help with the construction of the their home.

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