Low Income Housing Authority
Your Guide To Finding Low Income Housing, Apartments, Section 8 and More

Low Income Housing In Sacramento, California

Sacramento Low Income HousingLow income families in the city of Sacramento can find affordable housing options through the Sacramento Housing and Redevelopment Agency (SHRA).  Residents can locate a program and apply online at www.sacwaitlist.com.   These programs include federally-subsidized programs that allow tenants to pay 30-40% of their income towards rent.  The rest is paid to the landlord with funds from the U.S. Department of Housing and Urban Development (HUD).  This is known as Section 8 housing.  HUD income guidelines apply. 

SHRA also owns and operates affordable public housing that is income based and subsidized much the same as Section 8 housing.  They offer more options and a wider variety of housing types to choose from which includes apartments, duplexes, single-family homes and multi-family apartment developments for families, the elderly and the disabled.  In addition, SHRA owns affordable rent properties not included in the Section 8 housing program that offer single-family homes for families with 4-8 members and apartment units for families with 2-6 members, all at affordable rent prices. 

Homeownership opportunities are also available to low income families by contacting SHRA at www.shra.org for information on financing assistance to buy new and  rehabilitated homes  located throughout Sacramento.  Grants from the U.S. Government Housing and Economic Recovery Act of 2008 provided Sacramento more than $13 million to use for the Neighborhood Stabilization Program (NSP) to turn abandoned properties into affordable housing for low-income families.  It includes financial assistance for first-time homebuyers in the form of 10% of the purchase price up to $20,000 and  3% mortgage interest loans.  Income guidelines are based on family size and must not exceed 80% of the area median income. 

Sacramento Habitat for Humanity is another unique low income housing opportunity for residents in need.  This  non-profit organization builds houses for low-income families through private donations of time, materials and money.  Under this program, qualifying families can buy an affordable home with no down payment and a 0% interest loan if their income is 30-50% of the area median income and they help with the building process.  Read more information at www.shfh.org.

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