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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Friday, May 17, 2019

Tips for Paying Off Your Mortgage Faster

Mortgage paid off

While taking out a mortgage is necessary for most people to purchase their homes, the lingering costs can haunt home buyers for decades to come. To reduce the amount of time you spend in debt, consider following these tips for paying off your mortgage faster.

Monday, May 13, 2019

5 Products Designed to Help Fight Poverty

Shoe That Grows

Poverty forces people around the world to go without basic needs such as water, warmth, and proper nutrition. As such, their health and even their education often suffer. However, many good-willed companies are working to change that. These products designed to help fight poverty have positive effects on impoverished neighborhoods all around the world.

Thursday, May 9, 2019

The REAL Reasons Why Black Teens Drop Out of High School -- The Truth Revealed!

Frustrated high school teen drop out

There is a growing concern over low-income students who drop out of high school. Dropping out of high school places teens at a great economic disadvantage right away. But just why do black teens and other low-income students drop out? A new study from the Brookings Institute sheds light on the real reasons!

Thursday, May 2, 2019

Top 7 Best States for Low Income Families to Live In

Low income housing being built

No two U.S. states are the same, especially when it comes to the cost of living. We previously mentioned a few of the best and worst states for low-income individuals and families. Below, we share an updated list of the top seven best states for low-income families to live in:

Monday, April 29, 2019

Finding Security Deposit Assistance for Low-Income Families

Security Deposit Assistance

In many respects, renting a home can be a less of a financial burden than buying one. Even so, renting comes with several fees, and your security deposit will be one of the largest. However, obtaining the required funds can be difficult for low-income families - but several organizations may be able to assist you. Below we list some resources you can use to find assistance paying your security deposit.

Monday, April 22, 2019

Buying Affordable Furniture: Tips for Low-Income Families

Affordable furniture

Whether you want to fill up an empty room or create more space in one that’s already furnished, furniture shopping can be difficult when you’re on a budget. Though it may seem impossible to find a good deal on quality furniture, there are ways to get the pieces you need at a small fraction of the original price - you just need to know where to look. As you approach the process of buying affordable furniture, it’s important to have a few tips and tricks to fall back on in order to save as much money as you can.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]