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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Thursday, March 7, 2019

Great Charitable Organizations That Help Families in Need

Volunteers from charitable organizations

Many people take for granted basic necessities that make living everyday life simple. However, there are disadvantaged families out there who are unable to put food on the table or provide a safe home. Thankfully, there are many organizations that help families in need.

Monday, February 25, 2019

5 Quick and Easy Budget-Friendly Home Renovations

Budget-Friendly Home Renovation

As the cold weather forces you to spend most of your time inside, you may find yourself longing for a change of scenery. However, updating your house can be expensive and time-consuming. Fortunately, there are many easy budget-friendly home renovations you can do today to help you escape the winter blues.

Wednesday, February 20, 2019

3 Easy Tricks on How to Use Coupons Effectively

Low income woman using coupons

One of the smartest ways to shop is to take advantage of coupons. Deals and savings for any type of store are far more accessible than ever before. If you’re looking to save money and maximize your budget, we have some easy tricks on how to use coupons effectively.

Wednesday, February 13, 2019

4 Helpful Tips and Tricks for Living on a Budget

Couple creating family budget

Saving money can be a difficult task - especially when you don’t know where to begin. However, living on a budget isn’t as difficult as you may think. With the right guidelines, you can save money while still living the life you’re accustomed to. We’ve compiled four tips and tricks for living on a budget to help get you started.

Friday, February 8, 2019

How Local Warming Centers Can Help You Survive Winter

As many Midwesterners know from the recent polar vortex, the frigid winter months can bring terrible and dangerous weather conditions. The hazardous winter weather increases the risk of car accidents, frostbite, hypothermia, carbon monoxide poisoning, and heart attacks.

Tuesday, February 5, 2019

How to Protect Yourself from Personal Loan Scams

Taking out a personal loan is a popular option for people looking to raise their credit scores and help pay off bills with lower interest rates. However, choosing the right lender can be intimidating - especially with so many fraudulent lenders looking to take advantage of you.

Helpful Resources:

Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]

Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]

How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]

How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]

How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]