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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Sunday, October 14, 2018

Here's What the State of Virginia Wants to Do With Low-Income Women Who Keep Getting Pregnant

LARC Initiative implants for low income women

The state of Virginia has launched a new program called the LARC Initiative, that will cost the state around $6 million dollars, to make long-term contraceptives more accessible, especially to low-income women. The program will use long-acting reversible contraceptives or LARCs such as IUDs or implants that are inserted under the skin of the upper arm.

Monday, October 8, 2018

Study Says That Home Affordability in the U.S. is at Its Worst in 10 Years

Black family denied buying a home

ATTOM Data Solutions, curator of the nation's premier property database, has released its Q3 2018 U.S. Home Affordability Report, which shows that the U.S. home prices in the third quarter were at the least affordable level since Q3 2008 - a 10-year low.

Thursday, October 4, 2018

This State Now Requires Food Stamp Recipients to Work or Volunteer

Cart full of groceries from food stamp recipient

The food stamp program in the state of Michigan has been revised. The new policy now requires some participants to resume working or doing community service to be able to continue receiving benefits.

Tuesday, September 18, 2018

Amazon Founder, Jeff Bezos, Launches $2 Billion Fund to Help Low Income Families

Jeff Bezos, founder of Amazon and Day One Fund For Low Income Families

Jeff Bezos, CEO of e-commerce giant Amazon and currently the richest man in the world, has announced the launch of his recent philanthropic efforts. Through a $2 billion fund called "Day One Fund," Bezos aims to help low-income, homeless families and create preschools.

Friday, September 14, 2018

Being Poor and Black in America is a Crime -- Especially When You Are in Prison and Can't Afford Bail!

Poor people imprisoned because they can't afford bail

About a year ago, the U.S. Department of Justice declared that the current bail system--wherein offenders are confined to jail when they can't afford bail--is unconstitutional. Despite that, many are still being punished and imprisoned, especially those who are poor, when they are unable to pay bail to get out.

Tuesday, September 4, 2018

Princeton University Has a Great Program That Helps Disadvantaged Students Attend College

Students enrolled in Princeton University's Preparatory Program

Since 2001, Princeton University has been offering a helping hand to low-income students who aspire to attend college but are crippled by their limited financial resources. A recent study showed the program has indeed helped low-income students reach their educational goals.


According to a report by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted.

Low income housing apartment building Thus, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. Such housing is made available by many sources, including city, county, state and federal government programs. There are also programs available through non-profit organizations and foundations, and private real estate or property management firms.

How Does It Work?

Via the federal government's Section 8 housing programs, which is also known as government subsidized housing, residents are given a place to live and only required to pay 30% of their monthly income as rent. The government itself will pay the difference, according to fair market price.

There are other low income housing programs that are not subsidized by the government, but are created and controlled by local non-profit organizations that receive grants to provide assistance to needy families. How much residents are required to pay depends on the organization's rules and regulations.

What Demographic Represents Low Income Households?

Contrary to popular belief, minority groups do not make up the majority of low income households in the United States. Although some Black and Hispanic communities in urban cities can be mostly low income households, there are far more low income households overall in rural areas where mostly White Americans live. This includes areas that are 30 miles or more outside of the nearest metropolitan city.

How Can Low Income Properties Be Located?

Interested ones can either seek the help of their local city or county government, they can petition assistance from a local non-profit organization, or they can utilize web sites such as this one that have free online databases of vacant low income units.