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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Wednesday, February 13, 2019

4 Helpful Tips and Tricks for Living on a Budget

Couple creating family budget

Saving money can be a difficult task - especially when you don’t know where to begin. However, living on a budget isn’t as difficult as you may think. With the right guidelines, you can save money while still living the life you’re accustomed to. We’ve compiled four tips and tricks for living on a budget to help get you started.

Friday, February 8, 2019

How Local Warming Centers Can Help You Survive Winter

As many Midwesterners know from the recent polar vortex, the frigid winter months can bring terrible and dangerous weather conditions. The hazardous winter weather increases the risk of car accidents, frostbite, hypothermia, carbon monoxide poisoning, and heart attacks.

Tuesday, February 5, 2019

How to Protect Yourself from Personal Loan Scams

Taking out a personal loan is a popular option for people looking to raise their credit scores and help pay off bills with lower interest rates. However, choosing the right lender can be intimidating - especially with so many fraudulent lenders looking to take advantage of you.

Tuesday, January 29, 2019

Rent Assistance Resources for Low Income Families

Sometimes life can get in the way of properly managing your finances. This can lead to budget issues such as late payments for rent, utilities, and insurance. Thankfully there are numerous programs and resources that offer rent assistance for low income individuals. We encourage you to check out the four resources we provide below to help determine if you qualify for assistance.

Saturday, January 26, 2019

The Most Convenient Places to Get Flu Shots for Free or at a Low Cost

African American woman getting flu shot

If you want to stay healthy during flu season, it’s crucial that you receive a vaccine every year to protect yourself. Although winter is coming to an end, it’s not too late to get yours!

Tuesday, January 22, 2019

The Basics of After-School Programs

Children at after-school program

It’s important for children to develop emotional and social skills at an early age. School hours cover the mental and intellectual parts of a child’s life, but what does the remainder of the day offer them? There are a variety of after-school programs that can help with your child’s development outside of the classroom and give them the foundation for success later in life. Familiarizing yourself with the basics of these programs is the first step toward helping them realize that potential.

Helpful Resources:

Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]

Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]

How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]

How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]

How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]