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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Monday, January 14, 2019

5 Bits of Information All About the Fair Housing Act

Fair Housing Act

Enforced by the Department of Housing and Urban Development (HUD), the Fair Housing Act is intended to protect the buyer or renter of a dwelling from seller or landlord discrimination. Also known as Title VIII of the Civil Rights Acts of 1968, Congress passed the act to hopefully impose a far-reaching solution to the national problem of unlawful discrimination in housing.

Friday, January 11, 2019

How to Add Value to Your Home on a Budget in 7 Easy Steps

Man making home repairs on a budget

When you increase your home’s value, you receive top dollar for your property. Invest money in your home, and you’re sure to earn it back. You don’t have to pay for major renovations at first—we share how to add value to your home on a budget with seven relatively inexpensive upgrades.

Thursday, January 10, 2019

Innovations That Are Helping the Homeless

Man wearing an EMPWR coat

As cities grow, people cannot keep up with the rising cost of living and are often forced onto the streets. Fortunately, there are individuals who are creating innovations that help the homeless.

Saturday, January 5, 2019

Low-Income Child Care Services for All Types of Families

Low income child care

Most parents are willing to go to the ends of the earth to ensure that their children are happy and healthy. But for parents who work full-time or attend school, this can be challenging. According to this cost of care survey, one in three families are now spending at least 20% of their income on child care. Many of these disadvantaged families have to settle for less-than-average child care services due to the rising costs.

Wednesday, January 2, 2019

5 Food Assistance Programs for Kids in School

Children eating school lunch

Proper nutrition is an important component of anyone’s life, but it’s especially important for children— healthy and consistent nourishment has a significant impact on their adolescence and journey into adulthood. The more kids eat delicious and nutritious foods, the more they will develop a healthy appetite. That said, it’s hard to get great-tasting foods that kids will like that also have all the important nutrients they need. Such foods are typically more expensive, and preparing a meal for your little one each day can quickly add up.

Monday, December 31, 2018

The Best HIV/AIDS Resources for the Newly Diagnosed

Patient newly diagnosed with HIV/AIDS

Dating back as far as the 1800s, HIV/AIDS has taken the lives of millions of people around the world. Once labeled as one of the deadliest diseases, dedicated health professionals all over the globe have worked hard to remove this title. While there’s still no cure, as a result of modern medicine, HIV/AIDS is no longer considered certain death.

INTERESTING FACTS ABOUT LOW INCOME HOUSING

According to a report by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted.

Low income housing apartment building Thus, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. Such housing is made available by many sources, including city, county, state and federal government programs. There are also programs available through non-profit organizations and foundations, and private real estate or property management firms.

How Does It Work?

Via the federal government's Section 8 housing programs, which is also known as government subsidized housing, residents are given a place to live and only required to pay 30% of their monthly income as rent. The government itself will pay the difference, according to fair market price.

There are other low income housing programs that are not subsidized by the government, but are created and controlled by local non-profit organizations that receive grants to provide assistance to needy families. How much residents are required to pay depends on the organization's rules and regulations.

What Demographic Represents Low Income Households?

Contrary to popular belief, minority groups do not make up the majority of low income households in the United States. Although some Black and Hispanic communities in urban cities can be mostly low income households, there are far more low income households overall in rural areas where mostly White Americans live. This includes areas that are 30 miles or more outside of the nearest metropolitan city.

How Can Low Income Properties Be Located?

Interested ones can either seek the help of their local city or county government, they can petition assistance from a local non-profit organization, or they can utilize web sites such as this one that have free online databases of vacant low income units.