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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Thursday, July 18, 2019

Budget-Friendly Ways to Care for Your Elderly Parent at Home

African American senior citizen in home care

Our parents are bound to reach an age where they may require varying degrees of living assistance. Retirement homes are expensive, and many seniors would prefer to spend their golden years with their loved ones. In this case, caring for your elderly parents at home can be the perfect solution. However, with extra care comes extra expenses, so it’s helpful to plan for these future expenses before moving in a parent. Our goal in this article is to help you create a strategy for taking care of your parents while maintaining a budget.

Thursday, June 27, 2019

Vital Resources for Homeless Veterans Looking for Help

Homeless veteran

Our veterans fight on the battlefield, but for many, a new fight awaits back home. Transitioning from military to civilian life is different for all veterans. Some do it easily and others struggle with homelessness and substance abuse. It’s a national shame that even one veteran is homeless. Fortunately, there are many groups and resources for homeless veterans that can help them get off the streets.

Friday, June 21, 2019

Exercising on a Budget: Four Amazing Ways to Stay Healthy

People hiking in the mountains

Finding a great place to exercise that’s within your budget can be a trying experience. Read through this list of amazing ways to exercise on a budget, and you won’t have to worry about staying in shape or breaking the bank.

Monday, June 17, 2019

6 Programs that Help Low-Income Families

Office helping low income families

The cost of raising a family is high, and staying on top of the bills can be difficult. As of December 2018, 58% of Americans have less than $1,000 in their savings accounts, and 31% of people cite living paycheck to paycheck as the primary reason they don’t save more money.

Friday, June 7, 2019

10 Awesome Summer Activities on A Budget

Swimmers at a community pool

Summer is here, but not everyone is fortunate enough to go on expensive trips cross-country or around the world. Don’t worry, though, there are many things you can do that require little to no money! Discover some awesome summer activities on a budget.

Thursday, May 30, 2019

The 10 Most Affordable Cities in America

Boise, Idaho

Many data points are used to calculate the most affordable cities in America. Housing costs, income levels, demographics, and infrastructure are just a few things that are considered. The cities on this list will allow you to stretch your dollar without forcing you to sacrifice your quality of life.

Helpful Resources:

Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]

Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]

How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]

How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]

How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]