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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

5 Ways to Save Money on Your Utility Bill This Winter

Man adjusting heater to save on utility bill

Wintertime can come with high utility bills if you aren’t careful about how you use energy in your home. As the cold weather begins to creep in, it’s best that you prepare for how you’ll manage your bills in the months ahead. To help you out, we’ve collected some tips on how to save money on your utility bill.

Five Ways Low Income Families Can Save Money on Electronics

Saving money on electronics and cell phones

Technology has become a prevalent—if not essential—aspect of modern society. Many people own multiple electronic devices and rely on them heavily to carry out their everyday activities. Purchasing such necessary devices, however, can be a significant financial burden on many people. To help offset the cost of expensive technological devices, consider these ways to save money on electronics.

What to Look Out for When Buying Used Furniture

Used furniture

Redecorating your home doesn’t mean you have to spend an excessive amount of money. With consignment shops and online services, slightly used furniture can easily find new life in new homes. Just as when shopping for anything else, make sure you’re an informed shopper. Here are few simple tips on what to look out for when buying used furniture.

5 Ways For Low Income Families to Save Money on Electronics

Low income customer shopping for electronics

Technology has become a prevalent - if not essential - aspect of modern society. Many people own multiple electronic devices and rely on them heavily to carry out their everyday activities. Purchasing such necessary devices, however, can be a significant financial burden on many people. To help offset the cost of expensive technological devices, consider these ways to save money on electronics.

High Paying Jobs That Don’t Require a College Degree

Welder

For many millennials and post-millennials, sitting in a cubical and working a regular 9 to 5 is not an option when it comes to their career. With the dismissal of conventional work schedules, those entering the workforce also dismiss the need for an undergraduate degree. The job market has responded to this with an increasing number of career paths that don’t require conventional college degrees. Read about a few of the most popular job that don’t require a college degree, below.

5 Credit Card Tips to Help Keep You Out of Debt

5 Credit Card Tips to Help Keep You Out of Debt

While credit cards can be useful tools for helping us pay the bills, they can also lead to a great deal of financial stress. These credit card tips will help you learn how to navigate the confusing world of credit and stay out of debt.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]


Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]


How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]


How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]


How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]