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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

The Best Ways To Get Into Your Dream Law School

The Best Ways To Get Into Your Dream Law School

 Pursuing a career in the legal industry is potentially a wildly rewarding and financially secure experience. There’s no denying that the path towards becoming a lawyer is time-consuming and often costly, but there are plenty of ways and resources to help you in your journey. No matter your financial status, here are the best ways to get into your dream law school.

Best Hacks That Help Build a Credit Score

Best Hacks That Help Build a Credit Score


 In today’s world, three numbers account for your reliability—your credit score. It’s not as extreme as the dystopian future that Black Mirror depicts in one of their episodes, but these three numbers determine if you can get a home, car, or sometimes even a job. If your number makes you feel you’re swimming upstream, you can utilize the best hacks that help build a credit score to get on the right track.

The Risks of Not Having Homeowner’s Insurance

The Risks of Not Having Homeowner’s Insurance

Homeowner’s insurance is legally required in most states. If you don’t have it, it’s time to start shopping. Forgoing this protection may seem like a smart budget decision, but the risks of not having homeowner’s insurance are just too great. Learn why you need this essential coverage.

Essential Equipment for a Professional Brewery

Essential Equipment for a Professional Brewery

Establishing and operating a brewery is a dream for many craft brewers, but brewing beer takes hard work, especially when you’re producing on a large scale. Opening your own taproom means you’ll need funding and that usually requires having a detailed business plan. For that, you’ll need to include all the brewery necessities.

Explore this checklist for all the essential equipment for a professional brewery you’ll need so you can create an informed business plan.

How To Manage Your Money While Unemployed

How To Manage Your Money While Unemployed

Being unemployed is challenging. Your financial status is different, and money can cause stress. However, you can stay afloat by carefully managing your money. If you want tips, learn how to manage your money while unemployed by reading below.

The Best Items To Put Into a Care Package for the Homeless

The Best Items To Put Into a Care Package for the Homeless

One of the most difficult jobs that we can take on in society is taking care of one another. This is an easy thing to overlook until we see our own struggles reflected firsthand when we encounter a homeless individual. These days, homelessness is becoming more normalized by the day, especially in major metro or downtown areas.

Therefore, we must make continued efforts to make a change so that homelessness can someday become a thing of the past. When giving back, deciding the best items to put into a care package for the homeless takes real thoughtfulness and care. To craft the perfect care package, we must know where their needs truly lie.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]