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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Tuesday, April 16, 2019

5 of the Most Common Spring Ailments and How to Prevent Them

Black man sneezing because of spring allergies

It’s that time of year again - spring sparks a whole host of illnesses we may have forgotten about during the long winter. To ensure you’re prepared for the new season, we identify five of the most common spring ailments and how you can avoid them.

Monday, April 15, 2019

5 Best Things at Aldi Your Wallet & Taste Buds Will Love

Aldi has become the staple for affordable foods that taste just as good as their over-priced counterparts. Aldi stores around the world stock their shelves with off-brand food products that cost a whole lot less than they would at your typical grocery store.

Sunday, April 7, 2019

Family Fun on a Budget -- 10 Fabulous Free Family Activities!

Family picnic

Every family encounters financial strain at one time or another, but you don’t have to let it put a damper on your family fun! Spend this weekend money-free with these free family activities that will put a smile on everyone’s face.

Tuesday, April 2, 2019

50/30/20 Budget Rule: Here's Everything You Need to Know

50/20/30 Budget

Saving your hard-earned money is a difficult task many people struggle with their entire lives. An easy way to get on the path of financial security is to try a variety of saving practices. In recent years, one of the most popular ways to save money is the 50/30/20 budget rule. The practice comes from Senator Elizabeth Warren’s book, All Your Worth: The Ultimate Lifetime Money Plan. The idea’s premise is that once you remove taxes from your pay, 50% of a paycheck should go to your needs, 30% goes to your wants, and 20% go to your savings.

Friday, March 22, 2019

8 Fun Things to Do on a Budget This Spring

People relaxing at the park during spring

Spring is in the air, which means it’s time to get outside after the long and cold winter. While some think you must spend thousands of dollars to have fun, that is not the case. There are many things fun things to do on a budget that people take for granted. Discover some activities you can do with your friends and family this spring.

Monday, March 18, 2019

Finding Legal Help When You Can’t Afford a Lawyer

Quite often, the people who need an lawyer are those who don’t have the funds for one. It doesn’t matter why you need one or whether you’re the defendant or the accuser - you almost always need a lawyer. But how do you find legal help if you can’t afford a lawyer?

Helpful Resources:

Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]

Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]

How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]

How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]

How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]