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Remote learning is becoming more common, but the children of low-income families are facing more obstacles to education. When parents are working, they have less time to help kids with school work; when parents lose their jobs, they can’t afford technological equipment or Wi-Fi. There’s been no real solution, but there are some ways low-income areas are getting help with remote learning, thanks to their communities.
Almost all of us try to be as smart with our money as we can. We try not to overspend and keep frivolous purchases to a minimum. However, there are a few things that many people spend money on much more frequently than they should without even noticing it. These costs can really start to add up and have you wondering where all your money went. Let’s explore some things you are spending too much money on so you can keep an eye out for ways to save.
There are plenty of tips out there for how to make sure you choose the right car, but how do you ensure you get a good deal? Car purchases can sound like a scary financial burden, but with the right negotiating skills, you can get the car you want for an affordable price. Here are a few tips for negotiating your next car purchase.
As temperatures start to drop, your heating bill may begin to rise. Your heater is one of the largest consumers of energy in your home. As such, any inefficiencies in your home’s heating setup can have a large impact on your monthly payments. To avoid paying more than you should to stay warm as the seasons change, take a look at these effective ways to reduce your heating bill.
Redecorating doesn’t have to break your bank. If you want to make some changes and upgrades around the house without spending a crazy amount of money, here are a few simple projects you can do at your home, for your home. These ideas and projects are cheap and will make a large difference in your house!
More and more companies are making strides to becoming inclusive by hiring diverse sets of employees, including people with disabilities. However, just hiring people with disabilities is not enough to be inclusive of the disabled community. There are still many ways businesses can create a disability-inclusive workplace outside of simply hiring employees.
| Helpful Resources: |
| Top Low Income Housing Programs, Organizations and Government Agencies: |
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]
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| Interesting Facts & Statistics About Low Income Housing: |
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]
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| How to Deal With an Eviction: |
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]
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| How to Deal With a Foreclosure: |
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]
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| How to Apply For EBT (Food Stamps): |
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]
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