Tips on How to Spend Less Money Each Month

Spending less money each month is a goal many people aim for. Unfortunately, accomplishing this goal is easier said than done. All too often, people set out with high hopes of saving more money without taking the time to plan how they’ll accomplish their financial goals. As such, they typically come up short. For some simple, easily applicable tips on how to spend less money each month, continue reading.

Helpful Tips for Buying a Salvage Car

For those looking to save a lot of money on a vehicle, purchasing a salvage vehicle is a great way to do just that. A salvage vehicle is generally a car that has sustained enough damage that the potential repair costs exceed the vehicle’s value. As a result, it is deemed totaled by the insurance company. Although salvage vehicles are deemed unfit to drive, they can be repaired to look as good as new and roadworthy again. If you’re interested in taking on the challenge of purchasing and fixing up a totaled vehicle, here are some helpful tips for buying a salvage car.

How to Purchase a Home with Bad Credit

Many people feel discouraged to fulfill their dream of purchasing a house due to the low number on their credit report. However, you shouldn’t let your low credit score deter you from accomplishing your goal. While purchasing a home with poor credit poses several unique challenges, doing so isn’t impossible. To learn how to purchase a home with bad credit, continue reading.

3 Smart Money Habits to Improve Your Finances

When it comes to your finances, the patterns and habits you follow can make or break your saving goals. Though some habits are passed down through family, a lot of our monetary habits ebb and flow as we grow up and recognize that things need improvement. But recognizing bad habits is a difficult task, and knowing which good habits to replace them with can be even more overwhelming. To help you live a more stable lifestyle, we’ve compiled a few important smart money habits to improve your finances. Take control of your money—follow these steps!

4 Inexpensive Housing Options to Consider

Buying a house should be a mark of adulthood, but in the current economy, it isn’t always easy. Fortunately, conventional housing isn’t the only way to have a home. Many rising housing trends aren’t just creative, but more affordable as well. If a traditional large home and mortgage aren’t right for you, here are four inexpensive housing options to consider.

The Most Affordable Sports for Kids

Your kid is all excited about trying out for the team, but you’re worried about how much it will cost. Kids from lower-income homes are getting priced out of participation in youth sports. The proliferation of “traveling teams” is one factor, with schools and leagues charging for travel costs, but “participation fees” and equipment costs contribute to the budgetary barrier. Schools and leagues send home lists of required items and bills for fees seemingly without considering the impact on a family’s budget. You want your child to have fun and benefit from the physical activity without breaking the bank.