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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

3 Budget-Friendly Activities To Do in Spring

3 Budget-Friendly Activities To Do in Spring

Taking on smaller projects that will benefit you and your family with a new style is a good option for the spring and summer months. Learn about these three budget-friendly activities to do in spring to give your home a newer and fresher look. Small updates will also benefit the value of your home, so pick your favorite one or all of them and get to work.

Alternate Options if You Can’t Afford Expensive Car Repairs

Alternate Options if You Can’t Afford Expensive Car Repairs


 There’s no feeling quite as bad as finding out that what seemed like a minor car issue has actually made your vehicle unusable and will cost a boatload of money to fix. This issue will negatively affect your life until you get it fixed but doing such a thing isn’t always in the budget. Fortunately, there are alternative options if you can’t afford expensive car repairs.

Simple Ways To Live a More Cost-Efficient Lifestyle

 

Simple Ways To Live a More Cost-Efficient Lifestyle

Living on a tight budget can be difficult, but your life can be easy and worry-free if you know how to spend your money wisely. Here are a few simple ways to live a more cost-efficient lifestyle that help alleviate stress about upcoming bills and other expenses.

Helpful Tips for Maximizing Your Tax Refund

 

Helpful Tips for Maximizing Your Tax Refund

No matter the time of year, it’s always a good idea to think about your taxes. So many people rely on their yearly refunds to boost their savings accounts, pay off debt, and make essential purchases. Filing your taxes can be a complex process, especially if you’ve worked multiple jobs or are unfamiliar with terms and regulations. Here are some helpful tips for maximizing your tax refund so that you get everything you’re entitled to.

Make Some Extra Cash: Consider Starting a Cleaning Business

 

Make Some Extra Cash: Consider Starting a Cleaning Business

Whether you need some extra cash or you’re looking for a profitable, full-time job, consider starting a cleaning business. Read more about what steps you need to take in order to excel in this new venture.

Creative Closet: How To Repurpose Old Clothes

Creative Closet: How To Repurpose Old Clothes

Throwing away old clothes just because you can’t wear them anymore is wasteful of both the material and your money. Some people prefer to donate their old clothes, but there are ways you can keep them and use them in a new way. Keep reading to learn how to repurpose old clothes.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]