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Low Income Housing News, Programs, Government Agencies, and More! |
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Repairing a home takes a lot of work and can often be a steep investment. Because of this price, many homeowners may neglect home repairs, instead opting to do them later down the line when the problem is worse or when they’re more financially comfortable. Making home repairs now is important because these addressing problems early on can save money later. Waiting too long will worsen the issue and cost much more money than your initial repair.
Filing for bankruptcy is a big life choice, so understandably, you may view this decision as an absolute last resort. However, knowledge is power, and knowing when it’s time to file for bankruptcy can save you from unnecessary stress and struggle. To help you avoid any more undue financial anxiety, let’s review the signs that indicate it’s time to consider filing for bankruptcy.
| Helpful Resources: |
| Top Low Income Housing Programs, Organizations and Government Agencies: |
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]
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| Interesting Facts & Statistics About Low Income Housing: |
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]
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| How to Deal With an Eviction: |
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]
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| How to Deal With a Foreclosure: |
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]
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| How to Apply For EBT (Food Stamps): |
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]
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