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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

5 Ways For Low Income Families to Save Money on Electronics

Low income customer shopping for electronics

Technology has become a prevalent - if not essential - aspect of modern society. Many people own multiple electronic devices and rely on them heavily to carry out their everyday activities. Purchasing such necessary devices, however, can be a significant financial burden on many people. To help offset the cost of expensive technological devices, consider these ways to save money on electronics.

High Paying Jobs That Don’t Require a College Degree

Welder

For many millennials and post-millennials, sitting in a cubical and working a regular 9 to 5 is not an option when it comes to their career. With the dismissal of conventional work schedules, those entering the workforce also dismiss the need for an undergraduate degree. The job market has responded to this with an increasing number of career paths that don’t require conventional college degrees. Read about a few of the most popular job that don’t require a college degree, below.

5 Credit Card Tips to Help Keep You Out of Debt

5 Credit Card Tips to Help Keep You Out of Debt

While credit cards can be useful tools for helping us pay the bills, they can also lead to a great deal of financial stress. These credit card tips will help you learn how to navigate the confusing world of credit and stay out of debt.

6 Affordable Ways to Enjoy Labor Day

Affordable road trip

It can be extremely difficult to get together with friends and family during the year. Even when the holiday season rolls around, many people cannot guarantee that they’ll get time off from work. However, Labor Day is the one day of the year where most hard-working Americans have paid time off. This presents the perfect opportunity for loved ones to see each other, and thankfully, there are many affordable ways to enjoy Labor Day.

Effective Ways to Lower Your Monthly Expenses

Woman reducing expenses

On one hand, you probably feel pressured to keep up with everyone around you, so you’re always tempted to spend more money than you originally planned. But at the same time, you likely feel obligated to cut out the luxuries or the things you really love in order to make ends meet, so you want to spend less. Fortunately, if you’re working with a limited amount of money, you don’t always have to feel like you’re in a sticky situation. We offer seven ways to lower your monthly expenses and still enjoy your everyday life.

Budget-Friendly Ways to Care for Your Elderly Parent at Home

African American senior citizen in home care

Our parents are bound to reach an age where they may require varying degrees of living assistance. Retirement homes are expensive, and many seniors would prefer to spend their golden years with their loved ones. In this case, caring for your elderly parents at home can be the perfect solution. However, with extra care comes extra expenses, so it’s helpful to plan for these future expenses before moving in a parent. Our goal in this article is to help you create a strategy for taking care of your parents while maintaining a budget.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]