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Redecorating doesn’t have to break your bank. If you want to make some changes and upgrades around the house without spending a crazy amount of money, here are a few simple projects you can do at your home, for your home. These ideas and projects are cheap and will make a large difference in your house!
More and more companies are making strides to becoming inclusive by hiring diverse sets of employees, including people with disabilities. However, just hiring people with disabilities is not enough to be inclusive of the disabled community. There are still many ways businesses can create a disability-inclusive workplace outside of simply hiring employees.
If you’re thinking of purchasing a home, there are many loan options for you to choose from. In addition to popular options such as fixed- or adjustable-rate mortgages, FHA home loans can also be viable choices. FHA loans refer to mortgage loans backed by the U.S. Federal Housing Administration and provided by FHA-approved lenders. To learn about some of the benefits and drawbacks of FHA loans and to decide if they’re the right financing option for you, continue reading.
Nobody saw a global pandemic coming that would force thousands to work from home, but here we are in 2020. One of the challenges of working from home that many people are experiencing is creating a workspace without breaking the bank. Most people don’t have homes with offices, so you’re probably trying to work with whatever space you have, whether that’s the dining room table or a coffee table. We put together some tips for creating a home office on a budget during this time of working from home.
Even though you signed your rental lease in good faith, circumstances can change overnight. If you got a new job or need more space, moving may be your best option. Uphold your integrity as a renter and minimize the pain of moving out by breaking a lease the right way. There are ways to prevent legal repercussions and credit damage.
Finances can be stressful, but you don’t have to handle it on your own. The services of a financial advisor can be extremely beneficial for you and your family. Keep reading to find out all the reasons you should get a financial advisor.
| Helpful Resources: |
| Top Low Income Housing Programs, Organizations and Government Agencies: |
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]
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| Interesting Facts & Statistics About Low Income Housing: |
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]
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| How to Deal With an Eviction: |
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]
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| How to Deal With a Foreclosure: |
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]
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| How to Apply For EBT (Food Stamps): |
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]
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