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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

What To Know for a Warehouse Driver Job


What To Know for a Warehouse Driver Job

The economy isn’t likely to settle down for a while, but if you’re in between jobs, you need options now. Luckily, demand for at least one job is growing: warehouse driver. Consumers are ordering online more than ever before, and someone needs to deliver all those packages. But before you apply, here’s what to know for a warehouse driver job.

The U.S. Bureau of Labor Statistics gives delivery drivers a healthy occupational outlook. Between 2019 and 2029, employment is projected to grow five percent faster than average. And with your foot in the door at a large company, you have considerable opportunity for growth. There are a few prerequisites, including:

  • Physical strength for lifting, carrying, walking, and driving for long periods.
  • A commercial driver’s license and clean driving record.
  • A high school diploma (with some exceptions).

In addition, a warehouse delivery driver is more likely to thrive if they have the following kinds of skills:


If you haven’t worked in customer service before, beware—it’s not for the faint of heart. You might be dropping off packages without ever seeing the recipient, but that won’t always be the case. You could be navigating kids and pets playing on the driveway, not to mention frustrated customers who receive the wrong package. In that case, you represent the company and will act as a liaison until the situation is corrected. In short, it helps to be a “people person” who can smile no matter what.


Your truck is the job, so it’s helpful to know something about engines. You’ll be responsible for vehicle inspections, minor maintenance, oil changes, and washing the truck. It helps to have experience driving larger vehicles when you have to squeeze your way into tight parking spaces.


There’s a feeling of independence when it’s just you, your box truck, and cargo space full of deliveries. But the pace is fast, and you’ll need to adhere to a schedule that that demands good time management skills. On top of that, you’ll be sorting, prioritizing, documenting, handling cash-on-delivery payments, processing pickups, and more.

There’s a lot to know about a warehouse driver job, but this overview can help you decide if it’s an avenue you want to pursue. Just because it wasn’t part of the original plan doesn’t mean it can’t lead to a different kind of success. Keep your resume updated, your network in the loop, and your mind open.

Money-Saving Tips in Your Day-To-Day

Money-Saving Tips in Your Day-To-Day

The concept of “death by a thousand paper-cuts” is true when it comes to daily spending habits. Everything adds up, and when it comes time to do your finances, you may find yourself coming up a little short. You can find yourself in this position less frequently by using some money-saving tips in your day-to-day life to reduce costs and still maintain necessary living essentials.

How To Lower Homeowners Insurance Payments

How To Lower Homeowners Insurance Payments

When you try to cut corners on everything to save money, every new tip can make a huge difference. If you have a homeowners insurance policy, you likely have sizeable premiums each month. Instead of living under the weight of these hefty costs, use these tips and tricks. Here is how to lower homeowners insurance payments.

What You Should Consider When Buying a Tiny Home

What You Should Consider When Buying a Tiny Home
Becoming a homeowner may feel out of reach when money is tight, and prices only ever seem to increase. Don’t lose hope, however, as there are alternatives to traditional homes, renting, and apartments. Prefabricated tiny homes are a great option that allows lower-income individuals to have a place to call their own and build some equity. If this seems like an attractive option, then here’s what you should consider when buying a tiny home.

Appliances That Cost the Most on Your Electric Bill

Appliances That Cost the Most on Your Electric Bill

You turn the lights off when you leave a room, you unplug electronics when they aren’t in use, and you try to take the shortest showers possible. But your electricity bill each month remains high. If you’re looking for something to blame for your electric bill, the culprit is probably on this list. Here are the appliances that cost the most on your electric bill each month.

Things You Should Buy Used To Save Money

Things You Should Buy Used To Save Money

When it comes to saving money on everyday items, most people will tell you that budgeting is the key. While those people are not wrong, buying used items can be just as beneficial. After all, sometimes you can’t avoid a necessary expense, but buying used can reduce costs. Check out this list of things you should always buy used to save money.

Helpful Resources:

Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]

Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]

How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]

How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]

How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]