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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

What You Should Consider When Buying a Tiny Home

What You Should Consider When Buying a Tiny Home
Becoming a homeowner may feel out of reach when money is tight, and prices only ever seem to increase. Don’t lose hope, however, as there are alternatives to traditional homes, renting, and apartments. Prefabricated tiny homes are a great option that allows lower-income individuals to have a place to call their own and build some equity. If this seems like an attractive option, then here’s what you should consider when buying a tiny home.

Appliances That Cost the Most on Your Electric Bill

Appliances That Cost the Most on Your Electric Bill


You turn the lights off when you leave a room, you unplug electronics when they aren’t in use, and you try to take the shortest showers possible. But your electricity bill each month remains high. If you’re looking for something to blame for your electric bill, the culprit is probably on this list. Here are the appliances that cost the most on your electric bill each month.

Things You Should Buy Used To Save Money

Things You Should Buy Used To Save Money

When it comes to saving money on everyday items, most people will tell you that budgeting is the key. While those people are not wrong, buying used items can be just as beneficial. After all, sometimes you can’t avoid a necessary expense, but buying used can reduce costs. Check out this list of things you should always buy used to save money.

Hobbies To Take Up That Will Save You Money

Hobbies To Take Up That Will Save You Money

When you consider taking up a new hobby, usually you think about how much it will end up costing. There might be materials you need or subscriptions you’ll need to purchase. However, not all hobbies need to be cost-prohibitive. There are some hobbies to take up that will save you money, provided you do them correctly. We’ll take a look at a few of these hobbies that might just save you a couple of pennies.

3 Common Types of Loans You Should Know About

 

3 Common Types of Loans You Should Know About

At some point in our lives, we all need to borrow money to pay for things. In those cases, it’s always to our benefit to know the common types of loans out there and which is best for our situations. There’s a number of things to consider when you’re taking out a loan, but here are a few of the best loan options out there.

Home Improvement Projects: DIY or Call a Pro?

Home Improvement Projects: DIY or Call a Pro?

There’s nothing like a can-do spirit. Every handy person started out just by trying to fix or build things. When it works, there’s much rejoicing. When it doesn’t, you may have made the situation worse and need a professional to bail you out. That’s the big question with home improvement projects: DIY or call a pro? Read this before you reach for that hammer.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]