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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Best Financial Support Options for Family Caregivers

Best Financial Support Options for Family Caregivers

Caring for a sick or aging family member while living on a fixed income increases stress and anxiety for everyone involved. Naturally, additional family members increase your cost of living, especially if they require medicine and health care. Fortunately, a few federally assisted financial support options are available for family caregivers to consider in addition to basic supplemental strategies. Read these best financial support options for family caregivers to learn more.

3 Tips To Avoid Spending More Money on Insurance Premiums

3 Tips To Avoid Spending More Money on Insurance Premiums

Every U.S. state except for New Hampshire and Virginia requires car insurance, so you’re probably saddled with some unwanted payments each month. With these tips to avoid spending more money on insurance premiums, you can keep those costs down and stop them from skyrocketing.

Steps To Take When You Can’t Afford Your Mortgage

Steps To Take When You Can’t Afford Your Mortgage

Financial troubles can happen to anyone for any number of reasons. In tough times like these, it’s important to know that there are steps to take when you can’t afford your mortgage. Knowing the options may not reduce the stress that fiscal hardship causes, but you must take action before the situation worsens. Failure to maintain house payments doesn’t always have to result in foreclosure.

Tips for Making Your Move as Cheap as Possible

 

Tips for Making Your Move as Cheap as Possible

Moving out of your old home and into a new one is an expensive ordeal. That’s why people are always looking for ways to make the process of moving easier on their bank account. If you need some advice, you are in the right place because we put together our list of tips for making your move as cheap as possible.

How To Get Hired When You Have a Disability

How To Get Hired When You Have a Disability

Thanks to the Americans with Disabilities Act of 1990, employers cannot discriminate against people seeking employment based on their disability. However, the bureau of labor statistics reports only around 18 percent of people with disabilities worked in 2019.

Reasons To Keep Up With Home Maintenance

Buying a home is scary when you live paycheck to paycheck. But homeownership is important for creating wealth in this economy. You do need to take care of your investments, though. Keep reading to uncover the reasons to keep up with home maintenance.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]