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Welcome to the Low Income Housing Online Resource and Blog! We help empower and educate low income families by promoting relevant news, developments, and other valuable resources that can be of assistance. Check out our latest posts below:

Tips for How To Save on Car Insurance

 

Tips for How To Save on Car Insurance

Sometimes you need a car to make a living. Then again, having one adds other costs that require you to work even harder to afford a car. Along with gas, maintenance, licensing, city stickers, and possibly parking fees, insurance is the capper for automobile expenses. Not only does it add up to a thousand or more dollars per year in some states, but it’s also a legal requirement. However, there are ways to reduce your insurance rates. Consider the following tips for how to save on car insurance and put a few bucks back into your pocket each month!

Car Maintenance Tasks You Can Do Yourself

Your vehicle can prove one of the most expensive investments you will make in your life. You may pay a high upfront cost, while regular maintenance can also drain you financially. But you can reduce or even eliminate some of these costs by knowing which car maintenance tasks you can do yourself.

How To Take Your Home-Based Business to the Next Level

How To Take Your Business to the Next Level


Running a business is exciting. You’re in control of what happens with your company, but you’re also responsible for whether or not it succeeds. If your small business is on the right track and you feel ready to take the next step in growing your company, it might be time for a shift. Learn how to take your business to the next level.

Thrift Shopping Tips and Tricks for Beginners

Thrift Shopping Tips and Tricks for Beginners


The thrift store is a blessing for those of us who need to watch our spending habits. The styles are varied, you never know what you might find, and everything is much less expensive than in a retail store. If you’re new to thrift shopping, it’s easy to fall into certain shopping traps that can make your trips less successful. To get the most out of your next visit, here are some thrift shopping tips and tricks for beginners to give you an upper hand.

How To Inspect Your Home After a Storm

 

How To Inspect Your Home After a Storm

As summer approaches, so does storm season. Whether you live in a flood zone, tornado alley, or a hurricane basin, you need to know how to inspect your home after a storm. Proper maintenance in your house is just as important as preparing your home for whatever storm comes your way. Follow these tips and tricks to save money and stay ahead of the game.

What To Know for a Warehouse Driver Job

 

What To Know for a Warehouse Driver Job

The economy isn’t likely to settle down for a while, but if you’re in between jobs, you need options now. Luckily, demand for at least one job is growing: warehouse driver. Consumers are ordering online more than ever before, and someone needs to deliver all those packages. But before you apply, here’s what to know for a warehouse driver job.

The U.S. Bureau of Labor Statistics gives delivery drivers a healthy occupational outlook. Between 2019 and 2029, employment is projected to grow five percent faster than average. And with your foot in the door at a large company, you have considerable opportunity for growth. There are a few prerequisites, including:

  • Physical strength for lifting, carrying, walking, and driving for long periods.
  • A commercial driver’s license and clean driving record.
  • A high school diploma (with some exceptions).

In addition, a warehouse delivery driver is more likely to thrive if they have the following kinds of skills:

Communication

If you haven’t worked in customer service before, beware—it’s not for the faint of heart. You might be dropping off packages without ever seeing the recipient, but that won’t always be the case. You could be navigating kids and pets playing on the driveway, not to mention frustrated customers who receive the wrong package. In that case, you represent the company and will act as a liaison until the situation is corrected. In short, it helps to be a “people person” who can smile no matter what.

Mechanical

Your truck is the job, so it’s helpful to know something about engines. You’ll be responsible for vehicle inspections, minor maintenance, oil changes, and washing the truck. It helps to have experience driving larger vehicles when you have to squeeze your way into tight parking spaces.

Organizational

There’s a feeling of independence when it’s just you, your box truck, and cargo space full of deliveries. But the pace is fast, and you’ll need to adhere to a schedule that that demands good time management skills. On top of that, you’ll be sorting, prioritizing, documenting, handling cash-on-delivery payments, processing pickups, and more.

There’s a lot to know about a warehouse driver job, but this overview can help you decide if it’s an avenue you want to pursue. Just because it wasn’t part of the original plan doesn’t mean it can’t lead to a different kind of success. Keep your resume updated, your network in the loop, and your mind open.


Helpful Resources:


Top Low Income Housing Programs, Organizations and Government Agencies:
There are many helpful resources that provide the best assistance for families looking to find and qualify for low income and affordable housing options. These include the U.S. Dept of Housing and Urban Development (HUD), the Federal Housing Finance Agency, the National Low Income Housing Coalition (NLIHC), the National Low Income Housing Institute (LIHI), the USAC Lifeline Program, and more. [Learn More...]



Interesting Facts & Statistics About Low Income Housing:
According to reports by the Urban Institute, 25% - 40% of all low-income families in the United States experience hardships related to food and housing. This translates into millions of families with approximately 19 million children who need to be assisted. For this reason, the term "low income housing" or even "affordable housing" is used to describe housing and apartments that are within financial reach to individuals and families with low annual household incomes. [Learn More...]



How to Deal With an Eviction:
An eviction is the formal process used by a landlord to remove a tenant from a rental property. A landlord can file for an eviction over nonpayment of rent, a violation of the lease agreement, severe damage to the property, or if a tenant refuses to vacate the premises once the lease agreement is up. Every state has its own laws governing how and when a landlord can evict a tenant. Before a landlord can file for a court-ordered eviction, he or she must first give the tenant official notice to vacate the unit. [Learn More...]



How to Deal With a Foreclosure:
Foreclosure is the formal process used by a mortgage company to force the sale of a property to repay the loan. When a home owner is not making the loan payments and it moves into a default status, the lender may begin proceedings to repossess the property. In lay terms, that means to take back the property and resell it to get their money back. This, of course, can be a very stressful time for the homeowner. Foreclosure procedures are different in every state. [Learn More...]



How to Apply For EBT (Food Stamps):
The federal food stamp program, now called the Supplemental Nutrition Assistance Program (SNAP), is one of many programs provided by the federal government welfare benefit system designed to assist low-income families. The SNAP program assists low-income families with buying the food necessary for good health and nutrition. Traditionally food stamps were issued in the form of paper coupons, but this tangible form of food stamps has been replaced by the EBT system (Electronic Benefit Transfer) which works very similar to a bank debit card. [Learn More...]