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Rent Assistance Resources for Low Income Families

Sometimes life can get in the way of properly managing your finances. This can lead to budget issues such as late payments for rent, utilities, and insurance. Thankfully there are numerous programs and resources that offer rent assistance for low income individuals. We encourage you to check out the four resources we provide below to help determine if you qualify for assistance.
Charity Programs

If you need a one-time grant for financial hardship, you can always look for assistance from a charitable program. Unlike a loan, you don’t have to pay back a grant. Some examples of charitable programs include Modest Needs, The Salvation Army, and The Society of St.Vincent De Paul each of whom partners with the government to cover housing costs.

National Low-Income Housing Coalition

While they don’t provide direct assistance, The National Low-Income Housing Coalition (NLIHC) offers a large database that contains a variety of state and city-funded programs. They understand the need for low-income housing; their mission is to increase housing options and establish housing stability. To fulfill their mission, NLIHC works with policymakers, and along with your support fight for individuals suffering from low-income housing problems.

On NLIHC’s database, you’ll find aid such as grants, loans, and tax relief. Check out their resources and show your support for a socially just housing policy by contacting your Congress member.

HUD Assistance

The U.S. Department of Housing and Urban Development (HUD) offers five main federal government programs to assist low-income families and individuals. They arrange safe and sanitary (private and public) housing opportunities for those who’ve found themselves in a tough financial situation. It’s the largest organization that provides rent assistance for low income individuals.

One of HUD’s most notable programs is the Housing Choice Voucher Program (formerly known as Section 8), which allows you to choose an apartment, single-family home, or townhome and use a voucher to pay for all of or just a portion of your rent. Eligibility is based on annual gross income, a criminal background check, and the number of people in your household. For more information about the rental voucher program, contact a housing agency.

State Programs

In addition to federal programs, there are also local agencies on the state level who provide similar aid. Many states operate their own rent assistance programs for their residents. These programs ensure that struggling tenants receive short-term financial assistance by covering significant portions of their rent. For long-term assistance, the federal government gives each state grant money to provide affordable housing through HUD’s HOME program.

Funding and Grants For Women and Families: