The cost of raising a family is high, and staying on top of the bills can be difficult. As of December 2018,
58% of Americans have less than $1,000 in their savings accounts, and 31% of people cite living paycheck to paycheck as the primary reason they don’t save more money.
With the rising costs of living, it’s not just difficult to stay ahead - it’s also easy to fall behind. For anyone in need of help, we’ve provided links to six of the best programs for low-income families.
Housing
This is a resource for low-income families in need of safe housing. In order to be eligible, applicants must make less than 50% of their county’s median income. To see if you’re qualified for this program, contact your local HUD office.
Anyone can apply for Habitat for Humanity, and the foundation’s organizers will determine eligibility. Families in need of affordable housing can partner with Habitat to build their homes and work out an affordable mortgage plan.
Healthcare
Children’s Health Insurance Program (CHIP)
Families with an income too high to qualify for Medicaid may still be able to receive assistance for their children. Minors up to the age of 19 may be eligible to receive services such as check-ups and dental care at no cost to their parents.
Food
Formerly known as the Food Stamp Program, SNAP was designed to provide low-income families with healthy food. If approved, you’ll receive a plastic card to which your allotted funds will be transferred monthly. Educations Pell Grant Low-income students looking to complete their education may find assistance through this program. The Pell Grant is geared toward students that have yet to receive any sort of professional degree. As of 2019, students can earn up to $6,195 for their school expenses. General Living Assistance Self-Sufficiency Grants This program aids families teetering just above the poverty line. It’s aimed toward individuals faced with emergency expenses or bills that they’re temporarily unable to afford. If eligible, families in a short-term bind may find this grant a welcome reprieve.
Educations
Low-income students looking to complete their education may find assistance through this program. The Pell Grant is geared toward students that have yet to receive any sort of professional degree. As of 2019, students can earn up to $6,195 for their school expenses.
General Living Assistance
This program aids families teetering just above the poverty line. It’s aimed toward individuals faced with emergency expenses or bills that they’re temporarily unable to afford. If eligible, families in a short-term bind may find this grant a welcome reprieve.
